:root{--ink:#15233b;--muted:#5d6b82;--bg:#f6f8fc;--card:#fff;--line:#e2e8f0;--accent:#2563eb;--accent-dark:#1d4ed8;--soft:#eff6ff;--shadow:0 12px 35px rgba(15,23,42,.08);--radius:18px;--max:1080px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit}.wrap{max-width:var(--max);margin:auto;padding:0 20px}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.nav{height:68px;display:flex;align-items:center;justify-content:space-between}.brand{font-size:21px;font-weight:850;text-decoration:none;letter-spacing:-.5px}.brand span{color:var(--accent)}.navlinks{display:flex;gap:20px;color:var(--muted);font-size:14px}.navlinks a{text-decoration:none}.navlinks a:hover{color:var(--ink)}.hero{padding:62px 0 35px;text-align:center}.eyebrow{display:inline-block;margin:0;background:var(--soft);color:var(--accent-dark);border-radius:999px;padding:5px 11px;font-size:12px;font-weight:800;letter-spacing:.5px}.hero h1,.toolhero h1{font-size:clamp(38px,6vw,62px);line-height:1.05;letter-spacing:-2.4px;margin:17px 0 12px}.lede,.toolhero>p:last-child{max-width:700px;margin:0 auto;color:var(--muted);font-size:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.calculator{max-width:820px;margin:30px auto 0;padding:25px;text-align:left}.inputs,.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:15px;align-items:end}.inputs button{grid-column:1/-1;width:max-content}label{display:block;font-weight:750;font-size:14px;color:var(--ink)}input,select{display:block;width:100%;margin-top:7px;padding:12px 13px;border:1px solid #cbd5e1;border-radius:11px;background:#fff;color:var(--ink);font:inherit}input:focus,select:focus{outline:3px solid #dbeafe;border-color:var(--accent)}button{border:0;border-radius:11px;padding:12px 17px;background:var(--accent);color:#fff;font:inherit;font-weight:800;cursor:pointer}button:hover{background:var(--accent-dark)}.result{display:none;margin-top:20px;padding:20px;background:#f8fbff;border:1px solid #dbeafe;border-radius:14px}.result.show{display:block}.result .big{font-size:31px;font-weight:900;letter-spacing:-1px}.muted,.note{color:var(--muted);font-size:14px}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:15px}.stat{background:#fff;border:1px solid var(--line);padding:13px;border-radius:12px}.stat b{display:block;font-size:20px}.section{padding:35px 0}.section h2{font-size:30px;letter-spacing:-.7px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.tool{background:#fff;border:1px solid var(--line);border-radius:15px;padding:19px;text-decoration:none;transition:transform .15s,box-shadow .15s}.tool:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.tool h3{margin:0 0 5px;font-size:18px}.tool p{margin:0;color:var(--muted);font-size:14px}.prose{max-width:820px;margin:auto}.prose h2{margin-top:35px}.prose p,.prose li{color:#455267}.toolhero{text-align:center;padding:55px 0 15px}.toolbox{margin-top:25px}.adslot{max-width:820px;min-height:70px;margin:25px auto;border:1px dashed #cbd5e1;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#9aa5b5;font-size:12px}.faq{margin-top:25px}.faq details{padding:13px 0;border-top:1px solid var(--line)}.faq summary{font-weight:800;cursor:pointer}.milestones{width:100%;border-collapse:collapse}.milestones th,.milestones td{padding:10px;border-bottom:1px solid var(--line);text-align:left}.milestones th{background:#f8fafc}.footer{margin-top:45px;background:#101a2f;color:#cbd5e1;padding:34px 0}.footerlinks{display:flex;gap:16px;flex-wrap:wrap}.footerlinks a{text-decoration:none;font-size:14px}.footer small{color:#94a3b8}@media(max-width:720px){.navlinks{display:none}.hero{padding-top:43px}.inputs,.formgrid,.grid{grid-template-columns:1fr}.inputs button{width:100%}.stats{grid-template-columns:1fr 1fr}.calculator{padding:19px}.toolhero h1{font-size:42px}}